SBA FINANCING
Business Valuation for SBA Financing
Business valuations prepared to meet SBA lender requirements, in accordance with USPAP. Our appraisers hold credentials with leading professional organizations, so your financing application rests on a standards-compliant, defensible valuation.
- Prepared in accordance with USPAP
- Meets SBA lender requirements
- Remote completion, fast turnaround
What We Deliver
SBA Loan Valuation Services
Our appraisers prepare business valuations designed to meet SBA lender documentation standards, tailored to your loan application and financing stage.
Operating Company Valuation
Full enterprise valuations using income, market, and asset approaches, prepared to SBA lender specifications for acquisition, refinancing, and working-capital loans.
Minority & Fractional Interest Valuation
Valuations of non-controlling stakes and LP interests, addressing illiquidity and control discounts per SBA lending standards.
Real Estate Holding Company Valuation
Specialized valuations for real-estate entities, including debt-to-equity assessments, supporting acquisition financing and recapitalization.
Multi-Entity Organization Valuation
Consolidated valuations across related entities and pass-through structures, supporting SBA compliance when subsidiary interests are pledged as collateral.
Asset-Backed Lending Support
Equipment, inventory, and real-property valuation to establish loan-to-value and advance rates for SBA-guaranteed loans.
USPAP-Compliant Reporting
Every valuation report follows the Uniform Standards of Professional Appraisal Practice, supporting defensibility throughout the SBA lending process.
Our Process
How We Deliver Your SBA Loan Valuation
- 01
Initial Consultation & Scope Definition
We gather details about your business, financing need, and SBA lender requirements to tailor the valuation scope.
- 02
Financial & Operational Analysis
Our team reviews your financial statements, tax returns, cash flow, and operational performance.
- 03
Market & Comparable Analysis
We evaluate comparable transactions and market data relevant to your industry and the Connecticut market to support valuation conclusions.
- 04
Valuation & Report Preparation
We prepare a comprehensive, USPAP-compliant report presenting your business value using industry-standard methodologies.
- 05
Delivery & Lender Support
Your report is delivered in the format your SBA lender requires, ready for financing evaluation and underwriting.
STANDARDS-COMPLIANT VALUATION
Credentialed Expertise in Business Valuation
Every SBA loan valuation is prepared by appraisers holding credentials with leading professional organizations and in accordance with USPAP, the standard that supports a defensible, lender-ready report.
ASA (Business Valuation)
AICPA ABV (Accredited in Business Valuation)
CFA (Chartered Financial Analyst)
USPAP Compliance (The Appraisal Foundation)
FAQ
Frequently Asked Questions
What is a business valuation, and why does the SBA require one?
A business valuation is a professional assessment of your company's economic worth, based on financial data, market conditions, and industry standards. The SBA typically requires an independent, USPAP-compliant valuation to verify that loan proceeds align with legitimate business purpose and that your company's value supports the requested loan amount.
Will my SBA lender accept a valuation from Connecticut Business Valuation?
Our valuations are prepared in accordance with USPAP and follow SBA lender requirements, giving lenders a defensible, standards-compliant report. Final acceptance is determined by your lender, and we recommend sharing our qualifications and methodology with them early in the process.
How long does an SBA business valuation take?
Most SBA valuations are completed within 2 to 3 weeks. For time-sensitive financing, contact us early so we can prioritize your engagement and coordinate with your lender's timeline.
What financial documents do I need to provide?
Typically we request 2 to 3 years of tax returns, financial statements, profit-and-loss reports, and balance sheets. For newer businesses or acquisitions, we may need bank statements or contracts.
Is the valuation performed on-site, or do you need to visit my business?
Business valuations are conducted remotely using the financial and operational data you provide. We do not require an on-site visit to complete a thorough, defensible valuation.
What credentials do your appraisers hold?
Our appraisers hold credentials with leading organizations such as the ASA, AICPA (ABV), and CFA Institute. Every report is prepared in accordance with USPAP.
Ready to move forward?
Get your USPAP-compliant business valuation started today. Our team will guide you through the process and answer any questions about your SBA financing appraisal.